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Financial Information & Options

Payment, Insurance and Financing

We Believe: When dental treatment is needed or wanted, payment for services should be as streamlined and simple as possible.

Our Financial Policy: Payment in full is expected at time of treatment or services before you leave the office.

No Insurance: Payment in full is expected at the end of the appointment before you leave the office or you can purchase one of our Membership Savings Programs (see details below).

Insurance:  Your estimated patient portion / co-insurance is expected at time of service before you leave the office.

Methods of Payment:

  • Cash
  • Personal Checks
  • Debit cards
  • Credit cards (Visa, MasterCard, Discover and American Express)
  • *Monthly payment plan

*We Are Pleased To Offer Financing through CareCredit! 

The opportunity to obtain a personal line of credit that can be used for any dental products or services with no restrictions.

  •     Simple application process
  •     Instant approval
  •     No down payment needed.

 

Insurance 

We do accept and can bill or send a claim to most dental insurance companies. Dr. Carothers is a PREMIER provider for MODA (former ODS) and "in-network" with Delta Dental and MetLife.  As long as your insurance allows you to choose your own dentist, we can bill your insurance. Please remember, your insurance policy is a contract between you and your insurance company and you are responsible for any charges not covered by your insurance.


Medicare 

Dr. Carothers is contracted and In-Network with MODA / Delta Dental's Medicare Advantage Program of Oregon.


​Membership Savings Program

Dr. Carothers Membership Savings Program

Why choose our In-House Dental Savings Membership Plan? 

 NO Waiting Periods; NO Deductible; NO Maximum; NO missing tooth clause; NO monthly insurance premiums to pay.


SILVER Program: For children 12 & under

Includes:  2 routine exams per year; 2 routine cleaning per year; any needed routine x-rays; 2 fluoride treatments (if requested) and a 20% discount* off any needed dental treatment.

Annual Discounted Fee = $350.00 (32% savings off our standard fees)

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GOLD Program: For Adults with NO ‘gum disease’ and children 13 and older.

Includes: 2 routine exams per year w/ oral cancer screening; 1 emergency exam per year; 2 routine cleanings per year, any needed routine x-rays, gum measurements and a 20% discount* off any needed dental treatment.

Annual Discounted Fee = $400.00 (32% savings off our standard fees)

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PLATINUM Program: For Adults with periodontal disease that has been treated and is under control.

Includes: 3 perio maintenance cleaning per year; 2 routine exams per year w/ oral cancer screening; 1 emergency exam per year; any needed routine x-rays, gum measurements and a 20% discount* off any needed dental treatment.

 Annual Discounted Fee = $658.00 (32% savings off our standard fees)

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DIAMOND Program: For Adults with periodontal disease that has NOT been treated.

Includes: 4 quadrants of “Deep Cleaning”; 4 perio maintenance cleanings per year; 2 routine exams per year w/ oral cancer screening; 2 emergency exams per year; any needed routine x-rays, gum measurements, Rx Rinse and a 20% discount* off any needed dental treatment.

Discounted Fee = $1,925 (35% savings off our standard fees)

Subsequent years would then qualify for the ‘Platinum” Program discounted fee.

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These Programs cannot be combined with any insurance or ‘other’ discounts.

*The discount does NOT apply to Orthodontics (Invisalign), any Whitening procedure or products such as power tooth brushes or water picks etc.

 

Privacy and Respect


All of the financial conversations and activities take place in a private office. We believe that it is important at all times for you to feel comfortable when discussing such matters. You will always be given the respect of having diagnosed dental needs, the estimated fees of the treatment plan and your anticipated insurance reimbursement benefits explained to you. Services will never be performed until you clearly understand the financial aspect involved.


 

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