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Financial Information & Options

Payment, Insurance and Financing

We Believe: When dental treatment is needed or wanted, payment for services should be as streamlined and simple as possible.

Our Financial Policy: Payment is expected at time of treatment or services.

No Insurance: Payment in full with a 5% courtesy calculated off total amount of today's treatment.

Insurance: Estimated patient portion / co-insurance is expected at time of service.

Methods of Payment:

  • Cash
  • Personal Checks
  • Debit cards
  • Credit cards (Visa, MasterCard, Discover and American Express)
  • *Monthly payment plan

*We Are Pleased To Offer Financing through CareCredit! 

The opportunity to obtain a personal line of credit that can be used for any dental products or services with no restrictions.

  •     Simple application process
  •     Instant approval
  •     No down payment needed.


We do accept and can bill or send a claim to most dental insurance companies. Dr. Carothers is a PREMIER provider for MODA (former ODS) and "in-network" with Delta Dental and MetLife.  As long as your insurance allows you to choose your own dentist, we can bill your insurance. Please remember, your insurance policy is a contract between you and your insurance company and you are responsible for any charges not covered by your insurance.

Privacy and Respect

All of the financial conversations and activities take place in a private office. We believe that it is important at all times for you to feel comfortable when discussing such matters. You will always be given the respect of having diagnosed dental needs, the estimated fees of the treatment plan and your anticipated insurance reimbursement benefits explained to you. Services will never be performed until you clearly understand the financial aspect involved.


Contact Us

Contact Us.We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form.